Workers compensation premiums provide funds to meet two expenditures: benefit costs and operating expenses of the benefit system. Underwriting results are a measure of the adequacy of premium funds to cover these expenditures. NCCI’s Underwriting Results are provided on both calendar-accident year and policy year bases, and may be used to quickly and easily review differences both within and across individual jurisdictions.
Calendar-Accident Year Underwriting Results by State reflect premium transactions occurring in a given calendar year, along with loss experience, for claims with accident dates beginning January 1 and ending December 31 of that year.
Policy Year Underwriting Results by State are based on premium and claims experience on policies with effective dates from January 1 through December 31 of a particular year.
Please note: Only NCCI affiliates have access to download the underlying data in Excel format.
Updates to this report will be provided in the fall and spring of each year.