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Insights

Insights
Insights
RESEARCH & BRIEFSHome Health Service and Skilled Nursing Facility Trends in Workers Compensation
Regulatory & Legislative2025 Legislative and Regulatory Trends Report
LEGALCourt Case Update, Illinois - October 2025
Economic & FinancialLabor Market Insights - January 2026
WHAT'S TRENDINGIndustry Drill Down - The Next Level​
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Industry Drill Down - The Next Level​https://www.ncci.com/Articles/Pages/Insights_Industry_Drill_Down_The_Next_Level.aspxIndustry Drill Down - The Next Level​NCCI InsightsJanuary 15, 2026Based on stakeholder feedback, NCCI is now offering a new series of industry-level trend analysis and insights using NAIC codes, including premium share, frequency, and employment levels by industry.Article
Labor Market Insights - January 2026https://www.ncci.com/Articles/Pages/Insights-Labor-Market.aspxLabor Market Insights - January 2026Stephen CooperJanuary 12, 20262025 was a “low hire, low fire” environment where moderating but still solid wage growth offset sluggish employment growth, supporting overall payroll growth for workers compensation. The main question for 2026: Will hiring improve or remain slow?Article
Loss Cost and Rate Changes: Will There Be a Turn?https://www.ncci.com/Articles/Pages/Insights-Loss-Cost-and-Rate-Changes-Will-There-Be-a-Turn.aspxLoss Cost and Rate Changes: Will There Be a Turn?NCCI InsightsDecember 11, 2025NCCI's latest loss ratio trends continue to show declines, suggesting that in the current environment, modest decreases are still expected year to year.Article
Quarterly Economics Briefing (QEB) - Q4 2025https://www.ncci.com/Articles/Pages/Insights_Quarterly_Economics_Briefing-Q42025.aspxQuarterly Economics Briefing (QEB) - Q4 2025Stephen Cooper, Patrick Coate, Yariv Fadlon, and Mari VillaltaDecember 09, 2025In this brief, we will look at a broader swath of data to assess the labor market’s current state. We will outline several scenarios for how things may play out for the remainder of the year and what each scenario may mean for workers compensation.Article
Intrastate Regional Cost Differenceshttps://www.ncci.com/Articles/Pages/Insights-Intrastate-Regional-Cost-Differences.aspxIntrastate Regional Cost DifferencesAndrew Makarov, Ashley Lowenberg, Damon Raben, Katherine LeveenDecember 04, 2025Explore regional differences in frequency, severity, and costs across NCCI’s three largest jurisdictions by population—Florida, Illinois, and Texas. A downloadable file accompanies the report and offers deeper insights into each state’s unique story.Article
Annual Insights Symposium 2026https://www.ncci.com/Articles/Pages/Insights-AIS2026.aspxAnnual Insights Symposium 2026NCCI InsightsDecember 03, 2025Early registration is now available for key affiliates and stakeholders for NCCI's Annual Insights Symposium (AIS) 2026.Article
NCCI's Annual Carrier Executive Survey Results: Insights That Shape the Futurehttps://www.ncci.com/Articles/Pages/Insights-NCCIs-Annual-Carrier-Executive-Survey-Results-Insights-That-Shape-the-Future.aspxNCCI's Annual Carrier Executive Survey Results: Insights That Shape the FutureNCCI InsightsNovember 19, 2025NCCI recently conducted its annual survey of insurance executives on top-of-mind issues in the workers compensation (WC) industry.Article
Home Health Service and Skilled Nursing Facility Trends in Workers Compensationhttps://www.ncci.com/Articles/Pages/Insights-Home-Health-Service-Skilled-Nursing-Facility.aspxHome Health Service and Skilled Nursing Facility Trends in Workers CompensationNedzad ArnautovicNovember 12, 2025This report examines recent trends in the use of home health and skilled nursing services in workers compensation claims. It highlights significant differences in expected accident year costs when segmented by claim size and injury type.Article
State of the Line Podcasthttps://www.ncci.com/Articles/Pages/State-of-the-Line-Podcast.aspxState of the Line PodcastNCCI InsightsNovember 03, 2025In this episode, Mark Mileusnic, NCCI’s Chief Customer Operations Officer, addresses what is top of mind for the industry and how NCCI is responding.Article
Medical Inflation Insights - October 2025https://www.ncci.com/Articles/Pages/Insights-medical-inflation.aspxMedical Inflation Insights - October 2025Stephen CooperOctober 30, 2025The Medical Inflation Insights report provides a quarterly overview of the latest insights and analysis into what is driving changes in prices, and how these changes may or may not impact workers compensation.Article
The Latest Trends in Medical Equipment Cost Sharehttps://www.ncci.com/Articles/Pages/Insights-Latest-Trends-Medical-Equipment-Cost-Share.aspxThe Latest Trends in Medical Equipment Cost ShareCarrie Wang and Chase RiceOctober 27, 2025This research brief reports on the estimated cost share of medical equipment and its three categories for the latest accident year (AY), 2024, as well as drivers of trends across years.Article
Court Case Update, Illinois - October 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-IL-2025.aspxCourt Case Update, Illinois - October 2025Annializ Lima Hevia and Adam LevellOctober 27, 2025The Appellate Court of Illinois considered whether a medical provider could recover the costs of services it had rendered to an injured employee directly from an employer under the terms of a workers compensation settlement agreement.Article
Remote Work and Workers Compensation Frequencyhttps://www.ncci.com/Articles/Pages/Insights-Remote-Work-and-Workers-Compensation-Frequency.aspxRemote Work and Workers Compensation FrequencyPatrick Coate, Valeria Lara, and David ColónOctober 23, 2025Remote work has created a major and durable shift in the US work environment since the onset of the COVID-19 pandemic, primarily in office and clerical work. Currently, about 20-30% of US workers work remotely.Article
2025 in Sight, 2024 in Review: The Latest Results for Workers Compensationhttps://www.ncci.com/Articles/Pages/Insights-2025-in-Sight-2024-in-Review.aspx2025 in Sight, 2024 in Review: The Latest Results for Workers CompensationSamantha Sullivan, Kevin Fernes, Zachary Matson, Vanessa PolidoroOctober 08, 2025At AIS 2025, NCCI presented the State of the Line Report—an account of results for the WC line of business reflecting the most current data available at the time. This report provides both updated results for 2024 and an early look at 2025.Article
Court Case Update, Iowa - October 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-IA-2025.aspxCourt Case Update, Iowa - October 2025Annializ Lima Hevia and Adam LevellOctober 07, 2025The Iowa Supreme Court considered the determination of WC benefits when an employee suffers nonscheduled permanent partial disabilities and then voluntarily leaves the employment to work at a different job with higher wages.Article
Court Case Update, Countrywide - October 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase-Update-Countrywide-Sept2025.aspxCourt Case Update, Countrywide - October 2025Annializ Lima Hevia and Adam LevellOctober 02, 2025NCCI’s Countrywide Court Case Update provides a look at some of the cases and decisions monitored by NCCI’s Legal Team that may impact workers compensation across the states.Article
Quarterly Economics Briefing (QEB) - Q3 2025https://www.ncci.com/Articles/Pages/Insights_Quarterly_Economics_Briefing-Q32025.aspxQuarterly Economics Briefing (QEB) - Q3 2025Stephen Cooper, Patrick Coate, and Yariv FadlonSeptember 23, 2025In this brief, we will look at a broader swath of data to assess the labor market’s current state. We will outline several scenarios for how things may play out for the remainder of the year and what each scenario may mean for workers compensation.Article
Driving Risk: Trends in Motor Vehicle Accidentshttps://www.ncci.com/Articles/Pages/Insights-Driving-Risk-Trends-Motor-Vehicle-Accidents.aspxDriving Risk: Trends in Motor Vehicle AccidentsBrian SteinSeptember 17, 2025Motor vehicle accidents account for only 5% of workers compensation lost-time claims, but they account for 10% of their benefit costs, and this share of dollars has grown in the past decade.Article
Court Case Update, Florida - September 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-FL-2025.aspxCourt Case Update, Florida - September 2025Annializ Lima Hevia and Adam LevellSeptember 15, 2025NCCI provides an update on two Florida appellate decisions related to workers compensation proceedings in the state.Article
2025 Legislative and Regulatory Trends Reporthttps://www.ncci.com/Articles/Pages/Insights-Legislative-Regulatory-Trends2025.aspx2025 Legislative and Regulatory Trends ReportTim TuckerSeptember 10, 2025The 2025 Legislative and Regulatory Trends Report provides an overview of key legislative, regulatory, and other developments affecting the workers compensation system.Article
Medicare Fee Schedules and Workers Compensation in 2025https://www.ncci.com/Articles/Pages/Insights-Medicare-Fee-Schedules-and-Workers-Compensation-in-2025.aspxMedicare Fee Schedules and Workers Compensation in 2025Jon Sinclair and Katherine NorrisAugust 27, 2025The Centers for Medicare and Medicaid Services updates its reimbursement rules and rates for medical services each year. This report highlights the most relevant changes in the 2025 update and the potential impact on workers compensation medical costs.Article
NCCI's Classification Research - Top Reclassified Codes in 2024https://www.ncci.com/Articles/Pages/Insights-NCCIs-Classification-Research-Top-Reclassified-Codes-in-2024.aspxNCCI's Classification Research - Top Reclassified Codes in 2024NCCI InsightsAugust 06, 2025As part of its core services, NCCI conducts classification inspections in all NCCI states through its Classification Inspection Program.Article
Court Case Update, New Mexico - July 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-NM-July-2025.aspxCourt Case Update, New Mexico - July 2025Annializ Lima Hevia and Adam LevellJuly 24, 2025The New Mexico Supreme Court issued two decisions addressing the constitutionality and applicability of the attorney fees cap in workers compensation.Article
Industry Trend Reporthttps://www.ncci.com/Articles/Pages/Insights-Industry-Trend-Report.aspxIndustry Trend ReportNCCI InsightsJuly 08, 2025NCCI is now offering the Industry Trend Report, a countrywide overview of industry-level trend analyses and insights using NAICS codes.Article
Court Case Update, Florida, Texas, West Virginia - July 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase-FL-TX-WVA-July2025.aspxCourt Case Update, Florida, Texas, West Virginia - July 2025Annializ Lima Hevia and Adam LevellJuly 02, 2025NCCI provides an update on court decisions in Florida, Texas and West Virginia that may impact workers compensation in those states.Article

 

 
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