Under the Microscope: Medical Trends in Comp
Leonard F. Herk, PhD |
Executive Director and Senior Economist, NCCI
Carolyn Wise, ACAS, MAAA |
Manager and Associate Actuary, NCCI
Len and Carolyn provided a tour of medical services in workers compensation as they unveiled the anatomy of change in medical costs and looked beyond inflation. Our experts explored the systemic changes that were drivers of the recent past and shed light on today’s medical trend engine.
- NCCI introduces an analytic method to deconstruct changes in medical utilization over time into contributions from changes in injury mix and medical treatment.
- NCCI's analysis shows that the mix of worker injuries has changed in the past 10 years. The shares of shoulder, leg, and foot claims have increased while the share of back and neck claims has decreased.
- During the past decade, increased utilization of physician services per claim is largely driven by increased utilization of physical therapy, more than offsetting a reduction in surgery rates.
- The overall utilization of physician services per claim increased 8% during the past decade, making up about half of the 17% increase in paid cost for physician services in workers compensation.
Under the Microscope: Medical Trends in Comp Video