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Insights

Insights
Insights
RESEARCH & BRIEFSPain Management Interstate Variation
Regulatory & Legislative2025 Legislative and Regulatory Trends Report
LEGALCourt Case Update, Kentucky - March 2026
Economic & FinancialLabor Market Insights - February 2026
WHAT'S TRENDINGState of the Line Podcast
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Court Case Update, Kentucky - March 2026https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-KY-2026.aspxCourt Case Update, Kentucky - March 2026Annializ Lima Hevia and Adam LevellMarch 05, 2026The Supreme Court of Kentucky considered whether a manufacturer that contracts with a freight carrier for the transportation raw materials may be sued by the carrier’s employee for injuries sustained while delivering materials to the manufacturer.Article
Pain Management Interstate Variationhttps://www.ncci.com/Articles/Pages/Insights-Pain-Management-Interstate-Variation.aspxPain Management Interstate VariationChase RiceFebruary 24, 2026Pain management costs vary significantly by state, even after controlling for mix in diagnoses.Article
Court Case Update: Looking Back at 2025https://www.ncci.com/Articles/Pages/Insights-Court-Case-Update-Looking-Back-2025.aspxCourt Case Update: Looking Back at 2025Annializ Lima Hevia and Adam LevellFebruary 16, 2026In 2025, NCCI’s Legal Team monitored and reported on court decisions that considered familiar topics such as exclusive remedy, COVID-19, first responder presumptions, marijuana, and other specific state developments.Article
Court Case Update, Oklahoma - February 2026https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-OK-2026.aspxCourt Case Update, Oklahoma - February 2026Annializ Lima Hevia and Adam LevellFebruary 13, 2026The Supreme Court of Oklahoma considered whether a workers compensation claimant is limited to one change of treating physician per claim.Article
Labor Market Insights - February 2026https://www.ncci.com/Articles/Pages/Insights-Labor-Market.aspxLabor Market Insights - February 2026Stephen CooperFebruary 12, 2026It was a strong start to 2026 for the labor market overall; however, recent revisions have been skewed to the downside, suggesting more information will be needed before we gain more confidence in a labor market rebound.Article
State of the Line Podcasthttps://www.ncci.com/Articles/Pages/State-of-the-Line-Podcast.aspxState of the Line PodcastNCCI InsightsFebruary 12, 2026NCCI expert Patrick Coate joins the State of the Line Podcast to provide an in-depth look at how adverse weather conditions can affect work injuries and, therefore, workers compensation claims.Article
Annual Insights Symposium 2026https://www.ncci.com/Articles/Pages/Insights-AIS2026.aspxAnnual Insights Symposium 2026NCCI InsightsFebruary 03, 2026AIS 2026 will take place May 11 – 13, 2026. General Registration is now open. Join NCCI and more than 900 insurance leaders to address today's most relevant issues and foster valuable connections across the industry.Article
Fast and Slow Emerging Large Claimshttps://www.ncci.com/Articles/Pages/Insights-Fast-and-Slow-Emerging-Large-Claims.aspxFast and Slow Emerging Large ClaimsBrett Foster and Yuchen SuJanuary 28, 2026This article examines how the shares of fast-emerging, slow-emerging, and total large claims have changed over time.Article
Medical Inflation Insights - January 2026https://www.ncci.com/Articles/Pages/Insights-medical-inflation.aspxMedical Inflation Insights - January 2026Stephen CooperJanuary 27, 2026The medical categories most susceptible to tariffs did see a moderate increase in the pace of price growth to end the year; however, the overall pace of growth remains below longer-term averages.Article
Industry Drill Down - The Next Level​https://www.ncci.com/Articles/Pages/Insights_Industry_Drill_Down_The_Next_Level.aspxIndustry Drill Down - The Next Level​NCCI InsightsJanuary 15, 2026Based on stakeholder feedback, NCCI is now offering a new series of industry-level trend analysis and insights using NAIC codes, including premium share, frequency, and employment levels by industry.Article
Loss Cost and Rate Changes: Will There Be a Turn?https://www.ncci.com/Articles/Pages/Insights-Loss-Cost-and-Rate-Changes-Will-There-Be-a-Turn.aspxLoss Cost and Rate Changes: Will There Be a Turn?NCCI InsightsDecember 11, 2025NCCI's latest loss ratio trends continue to show declines, suggesting that in the current environment, modest decreases are still expected year to year.Article
Quarterly Economics Briefing (QEB) - Q4 2025https://www.ncci.com/Articles/Pages/Insights_Quarterly_Economics_Briefing-Q42025.aspxQuarterly Economics Briefing (QEB) - Q4 2025Stephen Cooper, Patrick Coate, Yariv Fadlon, and Mari VillaltaDecember 09, 2025In this brief, we will look at a broader swath of data to assess the labor market’s current state. We will outline several scenarios for how things may play out for the remainder of the year and what each scenario may mean for workers compensation.Article
Intrastate Regional Cost Differenceshttps://www.ncci.com/Articles/Pages/Insights-Intrastate-Regional-Cost-Differences.aspxIntrastate Regional Cost DifferencesAndrew Makarov, Ashley Lowenberg, Damon Raben, Katherine LeveenDecember 04, 2025Explore regional differences in frequency, severity, and costs across NCCI’s three largest jurisdictions by population—Florida, Illinois, and Texas. A downloadable file accompanies the report and offers deeper insights into each state’s unique story.Article
NCCI's Annual Carrier Executive Survey Results: Insights That Shape the Futurehttps://www.ncci.com/Articles/Pages/Insights-NCCIs-Annual-Carrier-Executive-Survey-Results-Insights-That-Shape-the-Future.aspxNCCI's Annual Carrier Executive Survey Results: Insights That Shape the FutureNCCI InsightsNovember 19, 2025NCCI recently conducted its annual survey of insurance executives on top-of-mind issues in the workers compensation (WC) industry.Article
Home Health Service and Skilled Nursing Facility Trends in Workers Compensationhttps://www.ncci.com/Articles/Pages/Insights-Home-Health-Service-Skilled-Nursing-Facility.aspxHome Health Service and Skilled Nursing Facility Trends in Workers CompensationNedzad ArnautovicNovember 12, 2025This report examines recent trends in the use of home health and skilled nursing services in workers compensation claims. It highlights significant differences in expected accident year costs when segmented by claim size and injury type.Article
The Latest Trends in Medical Equipment Cost Sharehttps://www.ncci.com/Articles/Pages/Insights-Latest-Trends-Medical-Equipment-Cost-Share.aspxThe Latest Trends in Medical Equipment Cost ShareCarrie Wang and Chase RiceOctober 27, 2025This research brief reports on the estimated cost share of medical equipment and its three categories for the latest accident year (AY), 2024, as well as drivers of trends across years.Article
Court Case Update, Illinois - October 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-IL-2025.aspxCourt Case Update, Illinois - October 2025Annializ Lima Hevia and Adam LevellOctober 27, 2025The Appellate Court of Illinois considered whether a medical provider could recover the costs of services it had rendered to an injured employee directly from an employer under the terms of a workers compensation settlement agreement.Article
Remote Work and Workers Compensation Frequencyhttps://www.ncci.com/Articles/Pages/Insights-Remote-Work-and-Workers-Compensation-Frequency.aspxRemote Work and Workers Compensation FrequencyPatrick Coate, Valeria Lara, and David ColónOctober 23, 2025Remote work has created a major and durable shift in the US work environment since the onset of the COVID-19 pandemic, primarily in office and clerical work. Currently, about 20-30% of US workers work remotely.Article
2025 in Sight, 2024 in Review: The Latest Results for Workers Compensationhttps://www.ncci.com/Articles/Pages/Insights-2025-in-Sight-2024-in-Review.aspx2025 in Sight, 2024 in Review: The Latest Results for Workers CompensationSamantha Sullivan, Kevin Fernes, Zachary Matson, Vanessa PolidoroOctober 08, 2025At AIS 2025, NCCI presented the State of the Line Report—an account of results for the WC line of business reflecting the most current data available at the time. This report provides both updated results for 2024 and an early look at 2025.Article
Court Case Update, Iowa - October 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-IA-2025.aspxCourt Case Update, Iowa - October 2025Annializ Lima Hevia and Adam LevellOctober 07, 2025The Iowa Supreme Court considered the determination of WC benefits when an employee suffers nonscheduled permanent partial disabilities and then voluntarily leaves the employment to work at a different job with higher wages.Article
Court Case Update, Countrywide - October 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase-Update-Countrywide-Sept2025.aspxCourt Case Update, Countrywide - October 2025Annializ Lima Hevia and Adam LevellOctober 02, 2025NCCI’s Countrywide Court Case Update provides a look at some of the cases and decisions monitored by NCCI’s Legal Team that may impact workers compensation across the states.Article
Quarterly Economics Briefing (QEB) - Q3 2025https://www.ncci.com/Articles/Pages/Insights_Quarterly_Economics_Briefing-Q32025.aspxQuarterly Economics Briefing (QEB) - Q3 2025Stephen Cooper, Patrick Coate, and Yariv FadlonSeptember 23, 2025In this brief, we will look at a broader swath of data to assess the labor market’s current state. We will outline several scenarios for how things may play out for the remainder of the year and what each scenario may mean for workers compensation.Article
Driving Risk: Trends in Motor Vehicle Accidentshttps://www.ncci.com/Articles/Pages/Insights-Driving-Risk-Trends-Motor-Vehicle-Accidents.aspxDriving Risk: Trends in Motor Vehicle AccidentsBrian SteinSeptember 17, 2025Motor vehicle accidents account for only 5% of workers compensation lost-time claims, but they account for 10% of their benefit costs, and this share of dollars has grown in the past decade.Article
Court Case Update, Florida - September 2025https://www.ncci.com/Articles/Pages/Insights_CourtCase_Update-FL-2025.aspxCourt Case Update, Florida - September 2025Annializ Lima Hevia and Adam LevellSeptember 15, 2025NCCI provides an update on two Florida appellate decisions related to workers compensation proceedings in the state.Article
2025 Legislative and Regulatory Trends Reporthttps://www.ncci.com/Articles/Pages/Insights-Legislative-Regulatory-Trends2025.aspx2025 Legislative and Regulatory Trends ReportTim TuckerSeptember 10, 2025The 2025 Legislative and Regulatory Trends Report provides an overview of key legislative, regulatory, and other developments affecting the workers compensation system.Article

 

 
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