Classification Inspection Service

A classification inspection is an on-site review of a policyholder's current business operations to determine the proper classification code(s). Once a classification inspection is ordered, the request is sent to an inspection coordinator for processing and subsequent assignment to an NCCI inspector or an inspector retained by NCCI.

An inspector visits the policyholder's business and documents the type of work being conducted (e.g., process, materials, equipment, final product), or the employees or other personnel performing the work, and develops a detailed classification inspection report. A technical and quality review of the inspector's recommendation is performed and the final classification inspection report is issued by NCCI.

Pricing
  Description Affiliate Price Non-Affiliate Price
  Physical Inspection $145 USD/Hour $160 USD/Hour
  Telephone Survey Flat Charge $200 $225
  Taxes—Applicable state taxes will be added to each order

Telephone survey is not available if your payroll is greater than $250,000; or if your premium is greater than $50,000; or your policy has two or more basic class codes excluding 8810, 8871, 7380, and 8742.

Inspections are billed for on-site and off-site time (including NCCI office time). The on-site and off-site times cannot be determined before an inspection takes place.

On-site time is the time the inspector is on the premises performing the inspection. This includes:

  • Asking key questions needed to complete the report
  • Observing operations, tools, and materials
  • Any time after the scheduled appointment time that the inspector is kept waiting
  • Reviewing the inspection assignment and scheduling an appointment
  • Researching assignment to compile questions to ask insured or to determine what to observe on the premises
  • Research after the inspection to determine if class codes are appropriate and applicable rules
  • Writing and completing the inspection report
  • Technical and quality review of the inspection report (standard 30 minute charge)

Affiliate Pricing—A company that has signed an NCCI Affiliation Agreement for states in which NCCI is the licensed rating and/or statistical organization and where the Affiliate is writing or licensed to write workers compensation insurance.

Non-Affiliate Pricing—A customer of NCCI that is not licensed and/or writing workers compensation in a state where NCCI is the licensed rating and/or statistical organization.

Audience
  • Agents/Brokers
  • Carriers
Media Available
  • Downloadable Microsoft® Excel File
  • Online
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