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The Influence of Wage on Temporary Disability Duration—A Modeled View
The Influence of Wage on Temporary Disability Duration—A Modeled View
NCCI Page Content Two
​​Insights What's Trending
 
 
 
By Kirk Bitu, Alana Bernardo and Casan Scott March 26, 2024​ ​
 
​
Page Content

Introduction


Typically, older workers earn more than younger ones on average. Also, an older injured worker may take longer to heal. The question of whether or how wages impact dur​ation is thus an interesting one.

​Our investigation reveals that answering the question, "Do wages influence temporary disability duration?" requires a closer look.

This research brief incorporates a sophisticated inference model to further examine temporary disability duration, building off of our previous duration research brief Temporary Disability Duration in Workers Compensation—A First Look ​where ​we shared descriptive statistics of the average temporary disability (TD) duration for four key factors—State, Age Group, Economic Sector, and Body System and Medical Condition.

Estimating the influence of wage on duration can help us better understand why some injured workers may stay out on temporary disability for a longer period of time. The model illustrates why just considering simple averages may lead to a potentially inaccurate conclusion.

Key Insights

The overall impact of wage on temporary disability (TD) duration is not a simple relationship. It is a result of intricate interactions with multiple factors, notably the injured worker age.

  • The average duration for high wage earners is the longest and that of low wage earners is the shortest.
  • The difference in duration among age groups is smallest for high wage earners.
  • The proportion of wage earners in the low and high wage earner groups varies by age.
  • The influence of wage on duration depends on claimant age. Keeping other factors constant,
    • For workers age 29 years and younger, low wa​ge earners have a meaningfully shorter duration.
    • For workers in the age group 30 to 34, and those in the 64 and older age group, wage does not meaningfully influence duration.
    • For workers in age groups between 35 to 64, high wage earners have a meaningfully shorter duration.
      
​​

​

The PDF version of this article is available for download. This version is in an easy-to-consume format and can be used to collaborate with others.

The HTML ​v​ersion of this article allows for additional insights above and beyond what is found in the PDF version of the article.

We appreciate your continued feedback and look forward to hearing from you! Connect With Our Authors ​to let Kirk, Alana, and Casan know your thoughts and to ask any questions on this topic.

​This article is provided solely as a reference tool to be used for informational purposes only. The information in this article shall not be construed or interpreted as providing legal or any other advice. Use of this article for any purpose other than as set forth herein is strictly prohibited.
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COMPLETE REPORT

Complete Report The Influence of Wage on Temporary Disability​ ​​Duration—A Modeled View (HTML)
Complete Report The Influence of Wage on Temporary Disability Duration—A Modeled View (PDF)
 


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