Policy Year Underwriting Results

Policy Year Underwriting Results measures the adequacy of premium funds to cover both benefit costs and operating expenses. This product provides aggregate underwriting results on a net premium basis by policy year for the states in which NCCI provides ratemaking services.

These underwriting results are derived from NCCI Financial Data Calls, NAIC Annual Statement data, and Insurance Expense Exhibit data.

The report features a history of:

  • Standard earned premium at company level
  • Net earned premium
  • Developed indemnity, medical, and total losses
  • Expense and dividend ratios