| Traumatic Brain Injuries in Workers Compensation - Associated Medical Services and Costs | | https://www.ncci.com/Articles/Pages/Insights-Traumatic-Brain-Injuries-WorkersComp.aspx | Traumatic Brain Injuries in Workers Compensation - Associated Medical Services and Costs | Bryanna Lum, Beverly Cordner | | February 25, 2021 | Traumatic brain injuries have the potential to become disabling and very costly early on and over time. This article provides insight into the costs and medical services associated with them. | Article |
| Workers Compensation Excess Loss Development | | https://www.ncci.com/Articles/Pages/Insights-WorkersComp-Excess-Loss-Development.aspx | Workers Compensation Excess Loss Development | Nick Boguszewski, Coni Giordano | | February 02, 2021 | Large loss development and excess loss development are relevant in determining excess loss factors used in NCCI’s ratemaking methodology and in retrospective rating. See the results of an update to the periodic review of these development patterns. | Article |
| An Early Look at 2020 Workers Compensation Results | | https://www.ncci.com/Articles/Pages/Insights-Early-Look-2020-Workers-Comp-Results.aspx | An Early Look at 2020 Workers Compensation Results | Brittni Moore, Vicky Mayen | | January 14, 2021 | This article is a supplement to the "2020 Workers Compensation Financial Results Update" published in October 2020 and contains countrywide private carrier WC premium and combined ratio estimates for Calendar Year 2020. | Article |
| COVID-19’s Impact on Medical Treatment in Workers Compensation—A First Look at 2020 | | https://www.ncci.com/Articles/Pages/Insights-COVID-19-Impact-Medical-Treatment-WCompensation-FirstLook2020.aspx | COVID-19’s Impact on Medical Treatment in Workers Compensation—A First Look at 2020 | David Colon, Raji Chadarevian | | December 07, 2020 | This article monitors several medical data-related metrics, which were developed to provide insight into the effect of COVID-19 on several aspects of the medical system as it relates to workers compensation.
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| How Do Medical Networks Impact Workers Compensation Claim Costs? | | https://www.ncci.com/Articles/Pages/Insights-Cost-Impact-Medical-Provider-Networks.aspx | How Do Medical Networks Impact Workers Compensation Claim Costs? | Dan Corro, Barry Lipton | | November 09, 2020 | This report looks at the impact of medical provider networks on workers compensation (WC) claim costs for 10 common WC injuries. | Article |
| COVID-19 and Workers Compensation: Frequency Assumptions Update | | https://www.ncci.com/Articles/Pages/Insights-COVID-19-WCFrequencyAssumptionsUpdate.pdf | COVID-19 and Workers Compensation: Frequency Assumptions Update | NCCI Insights | | November 06, 2020 | This research brief examines recent data and research pertaining to the various frequency-related assumptions discussed in the white paper and utilized in the COVID-19 Hypothetical Scenarios Tool. | PDF |
| COVID-19’s Impact on Motor Vehicle Accidents in Workers Compensation | | https://www.ncci.com/Articles/Pages/Insights-COVID-19_Impact_Motor_Vehicle_Accidents_WC.aspx | COVID-19’s Impact on Motor Vehicle Accidents in Workers Compensation | Tom Daley, Anae Myers, Victor Wong | | November 04, 2020 | This article explores how COVID-19 has disrupted seasonal traffic patterns countrywide and the resulting impacts on motor vehicle accidents (MVAs) in workers compensation (WC). | Article |
| Emergency Room Treatment in Workers Compensation | | https://www.ncci.com/Articles/Pages/Insights-ER-Treatment-Workers-Comp.aspx | Emergency Room Treatment in Workers Compensation | Mitch Wiemer, Carolyn Wise | | October 22, 2020 | COVID-19 has affected the delivery of medical care. Hospitals are diverting resources to treat coronavirus patients, and elective hospital treatments have been deferred. But how might this affect the use of emergency rooms by injured workers? | Article |
| COVID-19’s Impact on Medical Treatment in Workers Compensation - What to Measure | | https://www.ncci.com/Articles/Pages/Insights-COVID-19-WhatToMeasure.aspx | COVID-19’s Impact on Medical Treatment in Workers Compensation - What to Measure | Raji Chadarevian | | October 19, 2020 | NCCI is undertaking several activities to better understand the impacts that the COVID-19 pandemic is having on the workers compensation (WC) system. This article shares some of the measures or metrics we are monitoring. | Article |
| COVID-19 and Workers Compensation - Permanent Disability (PDF) | | https://www.ncci.com/Articles/Pages/Insights-COVID19-Workers-Compensation-Permanent-Disability-redirect.aspx | COVID-19 and Workers Compensation - Permanent Disability (PDF) | NCCI Insights | | October 12, 2020 | This paper describes updates made to NCCI's COVID-19 Hypothetical Scenarios Tool, which incorporate the potential for permanent disability outcomes within the calculation framework. | PDF |
| Catastrophic COVID-19 Workers Compensation Claims - Case Studies and the Pandemic | | https://www.ncci.com/Articles/Pages/Insights-Catastrophic-COVID-19-WorkersComp-Claim-Case-Studies-Pandemic.aspx | Catastrophic COVID-19 Workers Compensation Claims - Case Studies and the Pandemic | Michael Choo | | October 06, 2020 | Michael Choo shares what we've learned about COVID-19 and its potential impact on workers compensation. | Article |
| COVID-19, Premium Audits, and EBNR - Lessons Learned from the Past | | https://www.ncci.com/Articles/Pages/Insights-COVID-19-Premium-Audits-EBNR-Lessons-Learned.aspx | COVID-19, Premium Audits, and EBNR - Lessons Learned from the Past | Barry Lipton | | September 30, 2020 | This article looks at similarities between the current recession and the Great Recession of 2007 to 2009 audit premium and its impact on insurance results. | Article |
| Countrywide Mega Claims Webinar | | https://www.ncci.com/Articles/Pages/Insights_video-Countrywide-Mega-Claims.aspx | Countrywide Mega Claims Webinar | Ryan Voll | | September 17, 2020 | This webinar highlights the Countrywide Mega Claims study conducted by NCCI in collaboration with other workers compensation bureaus. The study analyzes trends in mega claims across the country. | Video |
| Drug-Free Workplace Premium Credits | | https://www.ncci.com/Articles/Pages/Insights-drug-free-testing.aspx | Drug-Free Workplace Premium Credits | Chun Shyong, Barry Lipton, and John Robertson | | September 14, 2020 | This paper reviews the results for risks with WC Drug-Free Workplace Program (DFWP) credits. It includes a limited number of states, and there could be other states (e.g., Ohio) with similar programs not included in this analysis. | Article |
| The Impact of Fee Schedule Updates on Hospital Outpatient Payments | | https://www.ncci.com/Articles/Pages/Insights-Impact-Fee-Schedule-Updates-Hospital-Outpatient-Payments.aspx | The Impact of Fee Schedule Updates on Hospital Outpatient Payments | David Colon, Paul Hendrick, and Bryanna Lum | | August 26, 2020 | This paper uses data from NCCI's Medical Data Call and examines how hospital outpatient payments are impacted by changes in maximum allowable reimbursements. | Article |
| Countrywide Mega Claims | | https://www.ncci.com/Articles/Pages/II_Country-wide-Mega-Claims-Report-2020-BureauReady.pdf | Countrywide Mega Claims | NCCI Insights | | August 25, 2020 | NCCI, in collaboration with other workers compensation bureaus, has released its Countrywide Mega Claims study. It analyzes trends in mega claims, those with incurred losses at 2018 cost levels of $3 million across the country. | PDF |
| Insights From NCCI’s Experience Rating Plan Review | | https://www.ncci.com/Articles/Pages/Insights-Exp-Rating-Plan-Review.aspx | Insights From NCCI’s Experience Rating Plan Review | Tom Daley, Barry Lipton, and Yuchen Su | | July 27, 2020 | Like a safe-driving discount, employers with good safety records can save on workers compensation insurance premiums. But how strong is the connection between past loss history and future losses? NCCI explores this in our research brief. | Article |
| Keeping Job Classifications Current in an Ever-Changing Environment | | https://www.ncci.com/Articles/Pages/Insights-Keeping-Job-Classifications-Current.aspx | Keeping Job Classifications Current in an Ever-Changing Environment | Kathy Thompson | | July 13, 2020 | NCCI’s classification ratemaking methodology involves analyzing employer payroll and loss data reported by workers comp insurers. This paper explores how NCCI establishes new classifications, modifies existing ones, and eliminates the obsolete. | Article |
| Motor Vehicle Accidents in Workers Compensation - An Update | | https://www.ncci.com/Articles/Pages/Insights_MVA_WC-Update.aspx | Motor Vehicle Accidents in Workers Compensation - An Update | Jim Davis, Ryan Voll | | June 23, 2020 | This article provides an update of MVA experience in WC through Accident Year 2018 and discusses factors influencing MVAs, such as cell phone laws and ownership, and vehicle safety. The article sheds light on how the COVID-19 pandemic may impact 2020. | Article |
| Opioid Prescribing Across Industry Groups | | https://www.ncci.com/Articles/Pages/Insights-Opioid-Prescribing.aspx | Opioid Prescribing Across Industry Groups | Carolyn Wise | | June 08, 2020 | This article explores the difference in opioid use between industry groups by looking at data-driven trends underlying opioid prescribing patterns in workers compensation—with a special focus on the contracting industry. | Article |
| Large Losses in Workers Compensation - Claims Above $1M | | https://www.ncci.com/Articles/Pages/Insights-Large-Losses-in-WorkersComp.aspx | Large Losses in Workers Compensation - Claims Above $1M | Jim Davis, Ryan Voll | | March 31, 2020 | This article examines the frequency of claims with incurred losses above $1M in all NCCI states combined over the most recent fifteen years. | Article |
| The Use of Networks to Care for Injured Workers - What's Been the Impact? | | https://www.ncci.com/Articles/Pages/Insights-Use-of-Network-to-Care-for-Injured-Workers.aspx | The Use of Networks to Care for Injured Workers - What's Been the Impact? | Dan Corro, Barry Lipton, and John Robertson | | March 23, 2020 | This report looks at the impact of medical provider networks (MPNs) on workers compensation prices and utilization. | Article |
| Comparing the Quantity and Prices of Physician Services Between Workers Compensation and Group Health | | https://www.ncci.com/Articles/Pages/Insights-WC-vs-Group-Health-2020.aspx | Comparing the Quantity and Prices of Physician Services Between Workers Compensation and Group Health | Dan Corro, Barry Lipton, and John Robertson | | February 26, 2020 | In this latest research brief, NCCI taps into data from employer-sponsored group health (GH) programs as a source of information that might be critical to maintaining a viable WC benefit delivery system. | Article |
| Ratemaking Challenges in Today’s Atypical Workers Compensation Environment | | https://www.ncci.com/Articles/Pages/Insights-Ratemaking-Challenges-in-Todays-Atypical-WorkersComp-Environment.aspx | Ratemaking Challenges in Today’s Atypical Workers Compensation Environment | Brett Foster | | January 06, 2020 | This paper discusses how a long-tailed line of business such as workers compensation continues to be challenging—especially with the current environment. | Article |
| Wage-Adjusted Changes in Workers Compensation Indemnity Benefits 2000 - 2018 | | https://www.ncci.com/Articles/Pages/Insights-Wage-Adjusted-Changes-Workers-Comp-Indemnity-Benefits-2000-2018.aspx | Wage-Adjusted Changes in Workers Compensation Indemnity Benefits 2000 - 2018 | Bruce Spidell and Laura Backus Hall | | December 02, 2019 | In this paper, we build upon previous work that displayed indemnity benefit indices by state and make additional refinements to ensure the indices appropriately filter out all wage-related changes. | Article |
