Excess Loss Factor Calculations
This product contains aggregate industry data, assumptions, and the methodology underlying the ELFs. Also provided, by loss limit and hazard group, are the resulting ELFs for the applicable states.
ELFs are helpful for evaluating reinsurance and retrospectively rated policies. Details on NCCI's methodology for deriving excess ratios are included in a companion product,
Excess Loss Factor Parameters and Tables.
Excess Loss Factor Parameters and Tables
This product provides the assumptions and methodology used in NCCI filings to derive excess ratios. Also included are the excess loss curve parameters and sample test values.
Excess Loss Factor Parameters and Tables product includes information for each state, as well as on a countrywide basis, allowing you to update your own excess loss models using the latest parameters.