Calendar-Accident Year Underwriting Results

Calendar-Accident Year Underwriting Results measures the adequacy of premium funds to cover both benefit costs and operating expenses. This product provides aggregate underwriting results on a net premium basis by calendar-accident year for the states in which NCCI provides ratemaking services.

This five-year history of underwriting results is derived from NCCI Financial Data Calls, NAIC Annual Statement data, and Insurance Expense Exhibit data.

The report features a history of:

  • Standard earned premium at company level
  • Net earned premium
  • Developed indemnity, medical, and total losses
  • Expense and dividend ratios