Terms of Use

General/Introduction

Please carefully read the following terms and conditions (known as the “Terms of Use”). By accessing and/or using ncci.com (the “website”) or any content provided herein, you, the user, agree to and are legally bound by these Terms of Use and NCCI’s Privacy Policy. If you, the user, use or access this website on behalf of a company or other entity, then these terms govern use by you and such company or entity and you represent that you are authorized to accept these Terms on behalf of such company or entity. This website is intended only for users that are at least 18 years of age, and by accessing this site, you warrant that you are at least 18 years of age. These Terms of Use are in addition to and do not supersede any other applicable and specific contract or terms, including the affiliation agreement, which may be required in order to access and use a particular product or service offered by NCCI. If there is a conflict between these Terms of Use and a contract for such a product or service, including the affiliation agreement, as applicable, the contract pertaining to that particular product or service or the affiliation agreement, as applicable, shall control.

These Terms of Use are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any claims, suits, or other legal proceeding arising out of or in connection with this website or Terms Of Use shall be brought in the courts of Palm Beach County, Florida, and parties consent to the exclusive jurisdiction of such forum.

NCCI’s Terms of Use and Privacy Policy may be revised at any time without notice and will be effective when posted. If any of the terms and condition is deemed invalid, void, or for any reason unenforceable by a court with competent jurisdiction, that term and condition shall be deemed severable and shall not affect the validity and enforceability of any remaining terms or conditions.

For purposes of this website, “NCCI” means NCCI Holdings, Inc., National Council on Compensation Insurance, Inc., and any of their subsidiaries.

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Use of Website/Prohibited Conduct

You agree not to use this website and any content for any purpose that is unlawful, infringing, prohibited by these Terms of Use, or prohibited by any other specific contract which may be required in order to access and use a particular product or service offered by NCCI. This includes your agreement not to access or use the website in any manner that could damage, impair, disable, or overburden the website or any accounts, interfere with the proper working of the website, or attempt to gain unauthorized access to any part of the website, accounts, computer networks, or systems. NCCI has no obligation to monitor the website or any content, however, NCCI may, in its sole discretion, monitor the use and activity of the website by any user. NCCI further reserves the right to remove any content or terminate, discontinue, or limit access to the website and any content, at any time for any reason whatsoever.

Certain areas of this website may be restricted and available only to authorized users with a current valid user ID and confidential password. If your use of or access to any specific product or service is located in a password- protected or secure area of the website, you agree to maintain the confidentiality of your account information and password(s) and you are solely responsible for all activities that occur through the use of your password and account. By using a password-protected or secure area, you represent that you are authorized to access and use the password-protected or secure area, product, or service and you will not exceed or attempt to exceed the authorization granted to you. You must immediately notify NCCI in writing upon becoming aware of any actual or suspected compromise or mishandling of any password. Unauthorized individuals attempting to access such password-protected or secure areas of this website are in explicit violation of these Terms of Use. Materials provided by or through a password-protected or secure area of the website (including but not limited to materials or content submitted or uploaded by others) is confidential and proprietary to NCCI. You hereby agree to keep such confidential information secure and in strict confidence, but in all events using at least the same care and diligence that you use with respect to your own confidential information. You shall not use any of the materials or information other than as expressly authorized by these Terms of Use or any other specific contract or terms, including the affiliation agreement, as applicable, which may be required in order to access and use a particular product or service offered by NCCI.

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Intellectual Property and Use of Material

There are many different features on ncci.com, some of which contain general information, free publications, text, and graphics provided by NCCI as a convenience to our customers. Other features require a customer to agree to a specific contract in order to access and use a particular product or service. These features and all information, text, graphics, logos, service marks, trademarks, products and services, and all other content provided on or through this website, are collectively known as the “Material.” The copyrights and other intellectual property contained in the Material are the exclusive property of NCCI, unless otherwise specifically stated in the Materials. You may download, store, view, and print the general information, free articles/publications, and other free content provided on the website for internal, noncommercial use within your organization. You shall not alter, modify, copy, externally share, display, distribute, publish, license, create derivative works, or sell any Material from this website without NCCI’s written permission. If you want to use the Material provided on this website in a different manner than is permitted herein, you must seek permission from NCCI in advance, so please contact NCCI.

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Accuracy of Information

While NCCI takes reasonable steps to determine the accuracy and completeness of the content contained on its website, we cannot guarantee the accuracy, completeness, adequacy, timeliness, and your ability to use such content. Therefore, you assume sole responsibility and risk for your results when using and relying on any content from NCCI’s website.

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Third-Party Websites

Occasionally, NCCI provides, as a convenient feature to its customers, certain links to third-party websites not owned or controlled by NCCI. These websites have their own unique legal terms of use, security features, and privacy policies that should be reviewed in detail should you desire to access and use such sites. NCCI is not responsible for and shall not incur any liability in any way for any content, products, or services that are contained or provided on or through any third-party website. A link to a third-party website should not be construed as an endorsement or recommendation by NCCI of that party or its content, products, and services.

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Disclaimer of Warranties

THIS WEBSITE AND ALL CONTENT AND MATERIALS ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. NCCI DOES NOT MAKE ANY STATUTORY, EXPRESS, OR IMPLIED WARRANTIES, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO ITS WEBSITE, CONTENT, MATERIALS, OR THE CONTENT OR LINKED WEBSITE OF ANY THIRD PARTY. NCCI DISCLAIMS ALL WARRANTIES THAT THIS WEBSITE, CONTENT, MATERIALS, OR ANY THIRD-PARTY LINKED WEBSITE OR CONTENT, IS ACCURATE, COMPLETE, TIMELY, SECURE, OR INTERRUPTION, ERROR, AND OMISSION FREE. YOU ASSUME RESPONSIBILITY FOR THE USE OF THIS WEBSITE AND FOR ANY AND ALL RESULTS, CONCLUSIONS, ANALYSIS, OR DECISIONS DEVELOPED, DERIVED, OR OBTAINED, AND NCCI DOES NOT ENDORSE, APPROVE, OR OTHERWISE ACQUIESCE IN YOUR ACTIONS, RESULTS, ANALYSES, OR DECISIONS NOR SHALL NCCI HAVE ANY LIABILITY THERETO. FURTHER, ALTHOUGH NCCI TAKES COMMERCIALLY REASONABLE STEPS TO SCREEN ITS WEBSITE AND CONTENT FOR VIRUSES, WORMS, TROJAN HORSES, OR OTHER CONTAMINATING OR DESTRUCTIVE PROPERTIES BEFORE MAKING SUCH CONTENT AVAILABLE, NCCI DISCLAIMS ALL WARRANTIES AND CANNOT GUARANTEE THAT THIS WEBSITE, ANY CONTENT, MATERIALS, OR ANY THIRD-PARTY LINKED WEBSITE OR CONTENT, WILL BE FREE OF INFECTION OR VIRUS.

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Limitation of Liability

YOUR USE OF THIS WEBSITE AND ANY CONTENT, INCLUDING A THIRD-PARTY LINKED WEBSITE OR CONTENT, IS AT YOUR OWN RISK. IN NO EVENT WILL NCCI BE LIABLE IN CONTRACT, TORT, OR OTHERWISE FOR ANY LOSSES, LIABILITIES, CLAIMS, DEMANDS, SUITS, COSTS, EXPENSES, OR DAMAGES OF ANY KIND, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, SPECIAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOST PROFITS, BUSINESS INTERRUPTION, AND LOSS OF PROGRAMS OR INFORMATION) ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO THE USE OF OR INABILITY TO USE, NCCI'S WEBSITE, MATERIALS, OR ITS CONTENT, OR A THIRD-PARTY LINKED WEBSITE OR CONTENT, REGARDLESS OF THE FORM OF ACTION AND EVEN IF NCCI WAS ADVISED OF THE POSSIBILITY OF SUCH.

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Prohibition Against Scraping, Bots, Automated Scripting, and Similar Automated Methods

NCCI STRICTLY PROHIBITS THE USE OF ANY SOFTWARE, INCLUDING DEVICES, SCRIPTS, BOTS, AUTOMATED PROCESSES, OR ANY OTHER MEANS OR PROCESSES (INCLUDING CRAWLERS, BROWSER PLUG-INS AND ADD-ONS, OR ANY OTHER TECHNOLOGY OR MANUAL WORK) TO SCRAPE NCCI CONTENT, DATA, AND PRODUCTS AND SERVICES MADE AVAILABLE THROUGH NCCI.COM UNLESS YOU HAVE BEEN GRANTED PERMISSION IN WRITING OR HAVE DIRECTLY ENTERED INTO A WRITTEN LICENSE AGREEMENT WITH NCCI THAT ALLOWS SUCH ACCESS. SUCH TOOLS VIOLATE THESE TERMS OF USE AND THOSE SPECIFIC CONTRACTS FOR PRODUCTS AND SERVICES MADE AVAILABLE THROUGH NCCI. YOU ARE ALSO PROHIBITED FROM BYPASSING OR CIRCUMVENTING ANY ACCESS CONTROLS OR SERVICE USE LIMITS.

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Indemnity

By your use of this website, you agree to indemnify, defend, and hold harmless NCCI, its directors, officers, employees, and agents at your sole expense, from and against every claim, damage, loss, liability, and/or suit (including reasonable attorney fees) arising out of or in connection with your unauthorized use of this website or any Materials, product, or service, your use of this website in violation of applicable law, or any violation of these Terms of Use by you.

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Internet Browser Support Policy

In order to view our site properly, you will need a modern Web browser such as the latest version of Google Chrome. In response to Microsoft’s end-of-life for Internet Explorer (IE), we no longer support Internet Explorer.

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Link Policy

Many NCCI friends and customers want to link to ncci.com. We think this is a great idea, provided that you maintain high-quality standards in the use of your website and don’t publish illegal material or engage in illegal business activities. This includes making false, misleading, derogatory, and otherwise defamatory statements about NCCI and its member companies. You may not use NCCI’s trademarks, logos, layouts, or other images, or any other NCCI Material, unless you have been given written permission by NCCI to do so. By linking to our site, you acknowledge and agree that NCCI may request you to remove the link at any time, by providing notice to you. Such removal should occur within three business days of receiving notice. You are strictly prohibited from “deep linking” to any specific page on ncci.com including product and service launch pages. Notwithstanding, NCCI reserves the right to disable any links to this website at any time, in its sole discretion.

To link to our site:

Link directly to the ncci.com home page
Use this graphic as a clickable icon*

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* To download, right click on image and select "Save Picture as"

Contact Information

If you have any questions or comments regarding our Privacy Policy please direct them to NCCI's Customer Service Center, 800-NCCI-123 (800-622-4123) or email Customer Service.

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Website Service Level Agreement

At NCCI, we are committed to your satisfaction. Our website and applications are available Monday—Friday, 8 a.m. to 8 p.m. EST.

The ncci.com website is typically available around the clock: however, availability may be impacted by occasional disruptions, outages, or NCCI's performance of system maintenance and/or implement enhancements to our site and products as necessary.

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Transparency in Coverage Rule

This link leads to the machine-readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily.

https://www.cigna.com/legal/compliance/machine-readable-files

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