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Industry Information

100 Year Timeline

Posted Date: October 12, 2022
Page Content
1800

Earliest workers compensation (WC) laws pass in Germany, Austria, and England; no official system exists in the US.

 
1911

Wisconsin responsed to labor and industry groups, calling for legislation to provide benefits for employees suffering occupational injuries, by becoming the first state to establish a permanant WC law. In 1912, Nevada, California, Washington, and New Jersey pass similar laws. By 1920, all but eight states enact WC laws, with Mississippi becoming the last state to pass WC statutes in 1948.


1919

The National Council on WC Insurance was founded in 1919 upon the advice of the National Convention of Insurance Commissioners, the predecessor to the today’s National Association of Insurance Commissioners (NAIC)

 
1923

The National Council on WC Insurance is superseded by the National Council on Compensation Insurance (NCCI). NCCI was organized in 1922 and became operational in 1923, providing ratemaking for companies writing WC insurance in 10 jurisdictions. NCCI also adopts the first Unit Statistical Plan for WC data reporting rules and requirements.

 
1925

NCCI staff use a Hollerith Machine to tabulate statistics for ratemaking and other data processing. The Hollerith Machine is the principal means for recording, accounting, and archiving data by reading punch cards (stiff paper that held digital data represented by the presence or absence of holes in predefined positions). Hollerith Tabulating Machines Company later merge with other companies to become the IBM Corporation. NCCI moves processes to a Remington Rand Solid State mainframe computer in 1961.

 
1935

NCCI forms a reinsurance organization, known as the Assigned Risk Pool, that reinsures WC risks in 27 states up until 1969.

 
1951

A separate federal program covers Underground Coal Mine workers.

 
1955

NCCI rents an "electronic computer" to replace manual preparation, or calculating machines, for classification exhibits for rate revisions. Accuracy and speed of verification of data greatly improves and computerized classification exhibits enable results delivery to insurers earlier than manually. Investigations into electronic processes for Accounting, Payroll, and Experience Rating initiated with expectations of similar economies of scale and efficiencies.

 
1965

Introducing a UNIVAC 1004 computer improves data processing capacity and speed, enabling NCCI to receive unit statistical data submissions on magnetic tape. This improves data processes for members and for NCCI.

 
1968

Keypunch conversion to magnetic tape recorders improves operator productivity and reduces machine failures. Statistical Plan revision includes reporting numeric codes compatible with data processing.

 
1970

National WC Reinsurance Pool (NWCRP) established as mechanism for 31 state Assigned Risk Plans—NCCI named administrator.

 
1971

Keypunching data for Experience Rating and Ratemaking replaced by reporting via magnetic tape — all Interstate Experience Rating (except one state) calculated mechanically.

 
1979

Financial Data supplements collection of solely Unit Data as the basis for overall rate level changes by state.

NCCI begins collecting DCI, a significant breakthrough in its data-gathering approach.

 
1985

In 1985, NCCI finalizes HQ move from NYC to Florida. From 1923 to 1976, NCCI’s HQ remained in NYC. Since 2000, NCCI has been located at 901 Peninsula Corporate Circle in Boca Raton, FL.

1923–1924: 16 East 40th Street, New York, New York

1924–1935: 151 Fifth Avenue, New York, New York

1935–1955: 45 East 17 Street, New York 3, New York

1955–1958: 200 Fourth Ave, New York 3, New York

1958–1976: 200 East 42nd Street, New York 17, New York

1976–1985: One Penn Plaza, New York, New York

1985–2000: 750 Park of Commerce Drive, Boca Raton, FL

2000–Current: 901 Peninsula Corporate Circle, Boca Raton, FL

 
1986

Policy Proof of Coverage service starts in eight states, sending Policy data via magnetic tape or IBM Infonet to state insurance departments. Service grows to service 38 states by 2022, to provide more data elements, via more current delivery mechanisms, such as Data Transfer Via the Internet.

 
1988

NCCI's Annual Issues (now Insights) Symposium (AIS), premiers in NYC as the cornerstone event for WC executives—it will celebrate 35 years of delivering for the WC industry in 2023.

 
1996

NCCI publishes expanded URE (250 Byte) Unit Statistical Standard to improve upon NCCI-published Pre URE (120 Byte) Unit Statistical Standard from 1979.

 
1997

Annual program offers insurers, self insureds, regulators, and third party administrators (TPAs) educational seminars on data topics. Rebranded in 2021 to the Data Now Program (DNP), offering year-round remote learning via the Learning Center on ncci.com.

 
1998

RMAPS® Online Application Service provides quick premium estimates and offers efficient and convenient process for submitting eligible assigned risk applications.

 
1999

The Assigned Carrier Conference created in 1999 providing a platform for educating, updating, and training both assigned carriers and carriers that wish to become assigned carriers. NCCI enhanced its event for training current and future workers compensation insurance assigned carriers (servicing and direct assignment) in 2019. NCCI’s Assigned Carrier Conference was later renamed Residual Market Forum. Annually, this conference shares relevant industry information for carriers and regulators and provides updates on key issues affecting the residual market. This event offers essential training for current and potential workers compensation insurance servicing carriers and direct assignment carriers in the residual market.

 
2000

Insurers are able to view reported Policy data in NCCI's database online, a capability later enhanced to enable Policy data updates, and view/update Unit Report data. Also first web-based solution—Residual Market Expiration List—helps assigned risk employers find voluntary coverage.

 
2001

NCCI rewrites, files, and gets approval on Basic Manual for WC and Employers Liability.

 
2002

Riskworkstation™ launches, providing self-service experience rating mods, worksheets, Risk History Reports, RiskSnapshot reports, and test mod capabilities to insurers and agents. Modernized in 2014 with enhanced test mod capabilities, expanded RiskSnapshot and Risk History Reports, and mobile-friendly format based on updated technology and customer feedback.

 
2004

Begins supporting Kids' Chance of America 501c3, and its state chapters, enabling scholarships to children of parents with catastrophic workplace injuries. NCCI selects Kids' Chance state organizations for financial philanthropy 2004, resulting in 2007 seat on founding KCOA board of directors as well as key NCCI Cares partnership for years to come.

 
2006

Launches in 15 (increasing to 19) Residual Market states, redirecting $91 million+ in assigned risk premium to the voluntary market for employers seeking coverage in NCCI WC Insurance Plans (WCIPs). Operates as supplemental program to RMAPS® service. Helps producers and employers find voluntary WC coverage as a last‐chance effort prior to entering the residual market.

 
2006

Launches in 15 (increasing to 19) Residual Market states, redirecting $91 million+ in assigned risk premium to the voluntary market for employers seeking coverage in NCCI WC Insurance Plans (WCIPs). Operates as supplemental program to RMAPS® service. Helps producers and employers find voluntary WC coverage as a last‐chance effort prior to entering the residual market.

 
2010

Collects Medical Data to more accurately price state legislation, assess medical fee schedule change impacts, and conduct WC medical cost research.

 
2015

Mobile app developed/released on the Apple and Google stores, providing state workers anywhere access to WC Policy.

 
2016

Collaborates with the US Department of the Treasury to provide data for measuring Terrorism Risk Insurance Program impact following the passage and collection of Terrorism Risk Insurance Act (TRIA) resulting from 9/11 terrorist attack.

 
2017

Dating back to the early 2000s, NCCI has valued the connection we share with our community. In 2017, our commitment to supporting organizations that make a positive impact where we live and work is long-standing and reflects our ideals. Our charitable programs reinforce our positive brand image, foster pride in our employees, and encourage involvement. We offer sponsorships, scholarships, in-kind donations, employee matching contributions, and employee volunteer time off to assist nonprofit organizations in our communities.

 
2018

NCCI's Atlas Initiative is a multiyear project to modernize and transform the way we deliver key information to our stakeholders. By using modern industry writing standards, we are structuring our information by topic to eliminate information overload. This project delivered the Class Look‐Up tool, which has become a popular solution for class and statistical code information. NCCI's Atlas Initiative and Class Look-Up modernize information access. Indemnity Data Call enhances legislative pricing and research. Independent bureau collaboration studies mega loss impacts, to evolve transformational access to WC information.

 
2020

NCCI proceeds with Indemnity Data Call collection for enhanced legislative pricing and research.

 
2021

Online curriculum-based WC education program elevates affiliate and regulator understanding of key industry concepts and ways NCCI supports the system.

 
2022

Highlighted at AIS 2022, NCCI and bureau leaders deliver an aggregate view of the COVID-19 impact across the US.

Flex@NCCI enables manager-approved employees to permanently work from anywhere in the US.



 
2023

NCCI launches “Elevate Our Core” strategy to ensure delivery of stakeholder value through enhanced data and innovative thinking.

On December 4, NCCI went live with NCCI Atlas, a much-anticipated industry tool designed to transform how NCCI delivers key information to stakeholders. NCCI Atlas offers a topic-based content solution that provides the ability to view rules, classifications, rates/loss costs and other key workers compensation information found in NCCI manuals by single state, multiple states, or all available states.

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