Project Benefits
NCCI has created a topic-based content solution that provides rules, classifications, and other key workers compensation information found in NCCI manuals and circulars. This solution offers you quick access to the information you need in a central source in an easy-to-use application.
We are mapping key NCCI information that you access every day and creating new connections that provide the personalized information you need. Based on customer feedback, you will be able to search for information by topic, state, and market type.
NCCI is using modern industry standards to structure our information by topic to eliminate information overload.
It will provide benefits to all types of customers including:
- regulators, who will benefit from concise and efficient delivery of filings and supporting information
- carriers, who will be able to consume information in a variety of formats, and
- agents, who will have access to classification and
Scopes® of Basic Manual Classifications (Scopes Manual) information at no charge in the
Class Look-Up tool.
We are modernizing NCCI manual content and including stakeholder perspective to ensure that we format our content so that it is easy to find and immediately useable. We are giving NCCI content a look from your perspective to ensure that we design, structure, and optimize it for your needs today and into the future.
Agile Process for Delivery
Transforming 100 years of information takes time to do correctly. Using Agile project management is a strategy for iterative development that focuses on communication and feedback, adapting to change, and producing working results as rapidly as possible.
You will see continuous improvements to NCCI’s information solutions as we incorporate requested customer requirements, enhancements, updates, and delivery options. These frequent updates to our tools will increase functionality and improve content.
Our goal is to provide a transformed experience in a timely manner.
NCCI will continue to deliver changes to the manuals’ content incrementally. As state regulators approve NCCI filings, NCCI is publishing PDFs of the state-approved manuals in our current
Manuals Library on
ncci.com. Previous versions of the filed and approved manual PDFs are also accessible there.
NCCI Atlas will contain the transformed
Basic Manual for Workers Compensation and Employer Liability Insurance (Basic Manual) and
Residual Market for Workers Compensation and Employer Liability Insurance (Residual Market Manual) in HTML while providing links to the previous editions. The new solution offers enhanced functionality, which allows you to compare topics across multiple states, compare content to see the changes made, and ultimately personalize your experience by saving your most commonly referenced information for future use.
NCCI has a proposed content roadmap; however, it is subject to change as we learn more and receive your feedback. We are working on the
Experience Rating Plan Manual and expect to file the manual in 2024.
Project Features
NCCI has been transforming content and how you access information by providing information in a format that is current, direct, and easy to find.
You will have centralized access to:
- view transformed and non-transformed manuals in one system
- compare content—future effective dates and past effective dates, and
- compare the rule that is in effect currently to the future update or previous update for a topic that has been filed and approved with a future effective date.
Most importantly, finding a topic has never been easier or faster.
NCCI Atlas will provide you with the view of state information by:
- single state
- multiple states, or
- all available states.
State exception language is now available as part of the multistate and all available state’s view. The state alternate rule has been restated in its entirety to make it easier for you to compare to the standard rule.
You can access NCCI Atlas by clicking on:
- Access Manuals task tile found on
ncci.com and each category page
-
NCCI Atlas (Access Manuals) found in the Tools listing for Data Reporting, Industry Information, Underwriting, and Agents/Brokers pages, or
-
NCCI Atlas (Access Manuals) found in My Services and Tools under My Profile.
NCCI provides multiple years of rates or loss costs or assigned risk rates by state in
NCCI Atlas. At the bottom left of the page, you will see links for the five most recently updated Rates or Loss Costs along with their update dates. Select View All to take you to the landing page with links for each state to the most recent Assigned Risk, Loss Costs―Not Rates, Voluntary Rates along with their update dates, and History that includes prior years’ links. You can also access rates or loss costs by clicking the link found in the top menu.
NCCI understands that the numbering sequence is important. The numbering sequence that NCCI is implementing will be informational, allowing content to be referenced by our users. In structuring our content by topic level, you should see a reduction in the levels of hierarchy in our manuals. You will be able to quickly scan the table of contents for the topic or topics you need. The new sequencing will allow us to add content for topics at any time, as well as identify the source of the content.
Manuals are written to be topic-based and in a format that can be quickly scanned for accurate information. You can now look for the rules for the states you want by filtering topics by a single, multiple, or all states option.
Search in
NCCI Atlas centralizes three main categories:
-
NCCI Atlas (currently
Basic Manual and
Residual Market Manual)
-
Manuals Library (any manual that has not been transformed) also excludes transformed manuals available only in PDF
- Circulars (all circulars)
The
NCCI Atlas category searches manual content that is transformed and available in HTML. All manual content will ultimately be added to this search category.
For more information, please reference the Help section in the tool.
Yes. As part of the future enhancements planned for this multiyear project, we are exploring this functionality based on stakeholder feedback. NCCI’s plan is to make continuous enhancements to this new tool as we transform and publish content.
Yes. Over time, as more manual content is transformed and more topics are added to your view, you will be able to personalize your experience by topic, state, and market type.
Yes. You will continue to have access to previously filed and retired manuals in the archived
Manuals Library.
In the future, you will be able to create a manual based on your choice of effective or publish dates in PDF format. Previously filed and retired manuals will be available in the archived
Manuals Library.
Yes. Based on stakeholder feedback, we created a
Residual Market Manual that is available by state. This manual includes all the rules formerly in
Basic Manual Rule 4. It also includes Assigned Risk Premium Algorithms and residual market Miscellaneous Rules. Assigned Risk Rates are conveniently located on the landing page of each state manual. This manual is now available in
NCCI Atlas and can be viewed by single state, multistate, or all available states.
NCCI’s goal is to evenly distribute filings that require regulators to review entire manuals. To achieve this, we are targeting this multiyear effort to be completed no earlier than 2026.
NCCI Atlas provides access to NCCI’s
Basic Manual—Effective 2021 and NCCI’s
Residual Market Manual in HTML format.
Manuals Library will still be available and eventually will become an archive when
NCCI Atlas includes all transformed manuals in HTML. For ease of access, we include these transformed manuals within the current
Manuals Library as well as links within
NCCI Atlas:
-
Basic Manual User’s Guide
-
Assigned Risk Supplement
-
Scopes® Manual
-
Filing Guide for Rates and Forms
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Electronic Transmission User’s Guide
-
Data Quality Guidebook
Item Filing-Related Questions
- For most states, the
Basic Manual and
Residual Market Manual filings are effective November 1, 2021.
- For Texas, the
Basic Manual is effective April 1, 2022.
- For Florida, the
Basic Manual will be effective July 1, 2024.
We do not expect the number of item filings that NCCI submits to change. However, by filing at a topic level, the filing size should be smaller and more easily reviewed. The changes will streamline the review process and reduce the amount of time that carriers will need to implement changes.
Project Impacts
NCCI is changing the structure and numbering sequence of our manuals, which should not result in any significant technological impact. There may be some changes as to how you access or refer to our information. We advise you to review your current process if you are:
- updating your systems, and
- updating internal SharePoint sites with NCCI content (e.g., links), or
- using a third-party vendor to maintain your systems.
NCCI can work with you or your vendors during this transition.
Yes. We are working with our third-party software vendors that license NCCI content, which supports NCCI Carrier Software Solutions. NCCI is available to assist with any questions during this transition. If you need assistance, please contact your NCCI representative, e.g., NCCI’s Customer Service Center (800-NCCI-123), affiliate services executive, or state relations executive.
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Virginia Scopes® Manual was eliminated and archived as of February 1, 2020.
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Tax and Assessment Directory was converted to an online Microsoft® Excel tool as of August 17, 2020.
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Classification Codes and Statistical Codes Manual was retired on January 1, 2021. The information is available at no charge in the
Class Look-Up tool.
The content will be the same, but we will increase the functionality and delivery options online that we cannot reproduce in a PDF. The new experience will allow you to compare topics across multiple states, compare content to see the changes made, and personalize your experience by saving your most commonly referenced information for future use.
NCCI Atlas includes the ability to search the
Basic Manual and
Residual Market Manual. NCCI search results will not include results from the PDFs; however, each individual state manual PDF can be searched using the Adobe® search feature or by pressing Ctrl-F for a key word search within that PDF.
We suggest referring only to the manuals or the topic title when referencing information from the transformed manuals depending on how you are citing the content.
Continue to use the
New Mexico Workers’ Compensation Assigned Risk Pool Manual (NMARM) as your current resource for residual market only information.
No. For states that have approved Item B-1444, filed and approved updates effective on and after November 1, 2021, will be made only to the
Basic Manual—Effective 2021.
- For Texas, filed and approved updates effective on and after April 1, 2022, will be made only to the
Basic Manual for Texas—Effective 2021.
- For Florida, filed and approved updates effective on and after July 1, 2023, will be made only to the
Basic Manual for Florida—Effective 2021.
All residual market states have approved Item RM-W-8047, effective November 1, 2021. Therefore, all updates are made only to the
Residual Market Manual effective 2021.
The
Manuals Library on
ncci.com contains a drop-down menu for each of these manuals, which contains a list of states. Click the state name to get to the state’s landing page. The landing page displays the “Issued” dates for the most recent manuals. Next to each issued date, you’ll find links for the “Current PDF” and to “View Updates.” Click
View Updates to go to the “Summary of Changes” and “Comparison of Changes” PDF. In this document, you will find these tables:
- Summary of changes—This table provides supporting information about the change, including the subject, topic, unique ID number associated with the topic, reason for the change, and item filing number (when applicable).
- Comparison of changes—This table provides a comparison of the previous content with the approved content (i.e., the latest updates). In the “Approved content” column, additions are indicated by underlined text and deletions by strikethrough.
NCCI will retain previous versions of the state-specific manual PDFs for your reference.
ACCESS AND PRICING—New
NCCI’s Atlas is available to all our stakeholders and provides benefits to all types of customers including:
- regulators, who will benefit from access to a state-based manual, showing all their rules in one place with more concise state filings and supporting information
- carriers who are affiliated with NCCI will be able to consume information in a variety of formats, and
- agents, who will have access to manual information at the enterprise level for a small fee, and to the
Class Look-Up tool for no charge.
NCCI can work with you or your vendors during this transition.
Yes, everyone who uses
NCCI Atlas will need an individual ID and password that they can get by calling NCCI’s Customer Service Center at 800-622-4123.
Yes, agents, as current subscribers to one or more of NCCI’s underwriting manuals, will automatically have access to the new
NCCI Atlas Underwriting Bundle. This includes our underwriting manuals: the
Basic Manual,
Residual Market Manual, and
Scopes® Manual, for all NCCI states plus Indiana. Every agent in their company with a user ID and password on
ncci.com has access under one subscription fee of $250/year.
Everyone will have access to all available states, even if you currently have access to one or a few states today.
Agents, as current subscribers to one or more of NCCI’s underwriting manuals, will automatically have access to the new
NCCI Atlas Underwriting Bundle. This includes our underwriting manuals: the
Basic Manual,
Residual Market Manual, and
Scopes® Manual, for all NCCI states plus Indiana. Every agent in their company with a user ID and password on
ncci.com has access under one subscription fee of $250/year.
This article is provided solely as a reference tool to be used for informational purposes only.