Tennessee Resources

Posted Date: March 25, 2016

Welcome to the Tennessee Resources page. This information is designed to help you during the transition. Please check back regularly for additional updates.

The Tennessee Department of Commerce and Insurance (TDCI) has appointed NCCI as Administrator for the Tennessee Reinsurance Mechanism

Pursuant to the attached Order, the Commissioner of the TDCI for the state of Tennessee has terminated the Tennessee Workers Compensation Insurance Plan (TWCIP) and replaced it with NCCI’s Workers Compensation Insurance Plan, effective July 1, 2015. Reinsurance of TWCIP servicing carrier policies will be provided through the Tennessee Reinsurance Mechanism (TRM), by the former TWCIP participating companies, in the form of quota share reinsurance.

The reinsurance mechanism for the TWCIP, Tennessee Aggregate Excess of Loss Reinsurance Mechanism (TAELRM), has been converted to a quota share reinsurance mechanism similar to other NCCI-administered state assigned risk plans. Insurance companies participating in the TAELRM during the period from January 1, 1998, through June 30, 2015, are deemed participating companies in the quota share mechanism, which is the TRM. NCCI will provide additional information in future communications.

Refer to Circular POOL-TN-2015-01 for more information on the conversion of the TAELRM to NCCI's TRM.

Tennessee Reinsurance Mechanism

As previously reported in the October 5, 2015 NCCI Circular POOL-TN-2015-01, pursuant to Order No. 15-107, the commissioner of the Tennessee Department of Commerce & Insurance (TDCI) has terminated the Tennessee Workers Compensation Insurance Plan (TWCIP) and replaced it with NCCI’s Workers Compensation Insurance Plan, effective July 1, 2015.

This Order No. 15-107 also established the Tennessee Reinsurance Mechanism (TRM) for the quota share reinsurance run-off of servicing carrier policies with effective dates January 1, 1998, through June 30, 2015, which had been reinsured through the TWCIP’s Tennessee Aggregate Excess of Loss Reinsurance Mechanism (TAELRM), and designated NCCI as the TRM Reinsurance Administrator.

The insurance companies participating in the TAELRM during the period January 1, 1998, through June 30, 2015, have been deemed participating companies in the TRM quota share mechanism for the purpose of reinsuring TAELRM run-off activity reported by servicing carriers in calendar periods subsequent to June 30, 2015.

Refer to Circular POOL-TN-2015-02 for more information on the conversion of the TAELRM to NCCI’s TRM.

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TDCI Has Chosen NCCI as the New Residual Market Plan Administrator

TDCI has chosen NCCI as the new Plan Administrator for Tennessee's WCIP. For more than 80 years, NCCI has managed residual market services across the country and looks forward to serving as the Tennessee Plan Administrator.

Beginning with policies effective at 12:01 a.m. on July 1, 2015, the current assigned risk plan will be replaced with NCCI's WCIP and is applicable for new and renewal assigned risk business only effective on or after this date. As a result of this change in the residual market mechanism, NCCI, as the Plan Administrator, will file all appropriate plans, rules, rates, and form filings necessary to implement the WCIP. As part of the Tennessee residual market transition to NCCI's WCIP, current assigned carriers will be retained through the expiration of their contracts on December 31, 2016.

Refer to Circular FYI-PLAN-TN-2015-01 (PDF) for more information on the transition to NCCI's WCIP.

Tennessee Rules and Forms

The links below connect you to the Tennessee state specific rules and forms in a PDF format.

Assigned Risk Application Processing

You may now submit applications to NCCI for WCIP coverage in Tennessee effective on or after July 1, 2015. If you have any questions regarding Tennessee application processing, please contact NCCI’s Customer Service Center at 800-NCCI-123 (800-622-4123).

The purpose of this circular and Frequently Asked Questions (FAQs) are to provide information about submitting applications for assigned risk coverage electronically by accessing NCCI’s RMAPS^® Online Application Service via ncci.com. The online submission process is the preferred, fastest, and most popular method, with 99% of all applications being submitted this way.