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Industry Information

Terrorism Risk Insurance Act

Posted Date: August 10, 2023
    
Page Content

​​​​​​​​​​​​​In 2002, Congress enacted the Terrorism Risk Insurance Act (TRIA) to serve as a federal backstop for certain insured losses from large scale acts of terrorism for designated property and casualty insurance lines, including workers compensation.

GENERAL INFORMATION

FAQs for NCCI’s Items P-1417 and P-1417(A)—Terrorism Risk Insurance Program Reauthorization Act of 2019 Endorsements (PDF)
This information outlines the national item filing changes of Items P-1417 and P-1417(A).

REPORTS & STUDIES

2023 Study of Small Insurer Competitiveness in the Terrorism Risk Insurance Marketplace (PDF)
This Federal Insurance Office report examines the small insurers’ competitiveness in the Terrorism Risk Insurance marketplace.
Terrorism Risk Insurance: Overview and Issue Analysis for the 116th Congress (CRS – 2019)
This report reviews the current TRIA Program and provides information on coverage related to nonconventional terrorism attacks, as well as additional pertinent topics.

CIRCULARS

​Content Requires Authentication

Countrywide–Announcement of Item P-1417(A)–Terrorism Risk Insurance Program Reauthorization Act of 2019 Endorsements (Amended Effective Date)
This circular highlights revisions to certain elements of the federal Terrorism Risk Insurance Program (TRIP) as a result of the extension of the Program under the Terrorism Risk Insurance Program Reauthorization Act of 2019.

BILLS

HEARINGS

U.S. House Committee on Financial Services Protecting America: The Reauthorization of the Terrorism Risk Insurance Program (10/16/2019)
Video of the Congressional hearing on the reauthorization of the Terrorism Risk Insurance Program (TRIP).
US Senate Committee on Banking, Housing, and Urban Affairs: The Reauthorization of the Terrorism Risk Insurance Program (6/18/2019)
Video of the Congressional hearing on the reauthorization of the Terrorism Risk Insurance Program (TRIP).
​

FREQUENTLY ACCESSED FORMS

​Content Requires Authentication

WC 00 04 22 C—TRIPRA Disclosure Endorsement (PDF)
This endorsement addresses the requirements of the Terrorism Risk Insurance Act of 2002 as amended and extended by the Terrorism Risk Insurance Program Reauthorization Act of 2019 and serves to notify you of certain limitations under the Act.
WC 00 04 21 E—Catastrophe (Other Than Certified Acts of Terrorism) Premium Endorsement (PDF)
This endorsement is notification that your insurance carrier is charging premium to cover the losses that may occur in the event of a Catastrophe (Other Than Certified Acts of Terrorism).
WC 09 04 03 C—Florida TRIPRA Endorsement (PDF)
This endorsement addresses the requirements of the Terrorism Risk Insurance Act of 2002 as amended by the Terrorism Risk Insurance Program Reauthorization Act of 2019.
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RELATED CONTENT

National Association of Insurance Commissioners
National Conference of Insurance Legislators
Terrorism Risk Insurance Program Office
Coalition to Insure Against Terrorism
 


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