Industry InformationProfessional Employer Organizations (PEO)
PEOs provide professional employer services, including leased workers, to client employers through a PEO/Employee Leasing Arrangement, usually for a fee.
Each PEO guide provides state-specific requirements related to:
- Policy issuance
- Data reporting
- Experience rating
- Endorsements
Information for some states is unavailable where existing laws and rules do not specify treatment of these arrangements.
To view a PEO guide, select a state from the drop-down menu.
NCCI’s key manual resources for PEOs
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Basic Manual for Workers Compensation and Employers Liability Insurance: reference for underwriting rules for classifying PEO clients, includes
– any state-specific PEO rules
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Residual Market Manual for Workers Compensation and Employers Liability Inurance: reference for rules applicable to residual market policies in states where NCCI is the Plan Administrator, includes
– state approved PEO arrangement rules
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Experience Rating Plan Manual for Workers Compensation and Employers Liability Insurance: reference for states with specialized rating treatment for employee leasing arrangements
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Forms Manual of Workers Compensation and Employers Liability Insurance: reference for approved endorsements to be attached to PEO policies
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Policy and Proof of Coverage Reporting Guidebook: reference for PEO/employee leasing Policy data reporting rules and requirements, includes
– policy models information
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Statistical Plan for Workers Compensation and Employers Liability Insurance: reference for Unit statistical data reporting rules, includes
– state-specific PEO/employee leasing reporting requirements
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Experience Rating (ER) Split Data Reporting Guide: reference for conditions and requirements for reporting ER Split Data to NCCI, includes
– applicable jurisdictions and when to report ER Split Data for PEO clients