Industry InformationProfessional Employer Organizations (PEO)
There are three common policy models for
PEO/Employee Leasing Arrangements:
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Multiple Coordinated Policies—Separate policies are issued to the PEO and each of its client companies.
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Multiple PEO Policies—Multiple and separate PEO policies issued to cover the leased employees of each client company.
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Master Policy—Single PEO policy covering leased employees and nonleased employees for multiple client companies.
Below are the electronic data reporting guidelines for Policy and Unit Statistical data when reporting PEO/Employee Leasing policies. The guidelines are separated by the policy model and the type of coverage. Please refer to NCCI’s Basic Manual, Residual Market Manual, or Experience Rating Plan Manual, and any applicable state laws or regulations that determine the type of coverage and how PEO/Employee Leasing policies should be issued.
These reporting guidelines provide key data elements needed to identify PEO/Employee Leasing policies for the purpose of Proof of Coverage and Experience Rating. They
do not include all data elements required in accordance with the
WCPOLS and
WCSTAT sections of the
WCIO Workers Compensation Data Specifications Manual. Please refer to the
WCIO Manual for those additional data elements and the fields that are required or optional.
For hard copy reporting requirements, please refer to the
Policy and POC Reporting Guidebook.
For each model below, click the type of coverage to view the Policy or Unit Statistical Data Reporting Guidelines.
Multiple Coordinated Policy (MCP) Model
Multiple PEO Policies Model
Master Policy Model