POC State Guide - Missouri

Posted Date: September 05, 2018
    


 

As a POC service provider NCCI’s approach is to provide guidance to carriers on proof of coverage reporting guidelines. This guide is not intended to provide carrier notice to insured filing requirements.

All information provided in this guide is subject to change and dependent on notification from the state. Please refer to the applicable Workers Compensation Statutes or Rules for additional information.

NCCI POC Service Start Date August 1, 1997
POC Contact Information

Missouri Department of Labor & Industrial Relations
Division of Workers Compensation
PO Box 58
Jefferson City, MO 65102-0058

Street Address:
3315 W. Truman Blvd.
Jefferson City, MO 65109

Contact: Benjamin Qualls
Tel: 573-751-3935
Fax: 573-751-4960
Email: Benjamin.Qualls@labor.mo.gov

How NCCI Provides POC Data to State
  • NCCI POC Daily Format
  • Proof of Coverage Inquiry
POC Timeliness Reporting Requirements
Transaction Received Date

NCCI’s received date is used to determine timeliness on POC transactions accepted by the state.

Policies

Statute does not mandate time frame. NCCI requires policies to be submitted within 30 days of Policy Effective Date.

POC Notices may be submitted if the policy will not be issued within 30 days after the Policy Effective Date. This does not eliminate the need to submit the policy.

Cancellations

Due 10 days prior to the Cancellation Effective Date for nonpayment of premiums.

Due at least 30 days prior to the Cancellation Effective Date for all other cancellations.

Reinstatements

Statute does not mandate time frame. NCCI requires Reinstatements to be submitted within 30 days of Reinstatement Effective Date.

Nonrenewals

Missouri is a continuous coverage state. Nonrenewals are required 60 days prior to the effective date of the nonrenewal.

POC Data Reporting Requirements

Data Elements:

  • Refer to the POC Data Element Requirements Chart located in NCCI’s Policy and Proof of Coverage (POC) Reporting Guidebook for all requirements

Address Reporting—No Physical Location:

  • When there is no physical location in the state, Missouri will accept Employer Names linked to:
    • Address Type 2—Location of Operations with an Out-of-State Address reported with State Code Link 24
    • Missouri will not accept Employer Names linked to an Address Type 6—No Physical Location

State Processing Exceptions:

  • None
POC Penalties & Appeals
POC Fines

No fines are assessed for late reporting or missing POC data.

Appeals

No appeals process is in place because no POC fines are being assessed.

Disclaimer:
This guide is comprised of materials and information which are proprietary to NCCI and are protected by United States and international copyright and other intellectual property laws.

This guide is provided solely as a reference tool to be used for the limited purpose of providing information to carriers regarding the reporting of proof of coverage information in various states. The information in this guide shall not be construed or interpreted as providing of legal or any other advice as to the cancellation, renewal or nonrenewal of an insurance policy or contract. Use of this guide for any purpose other than as set forth herein is strictly prohibited.

The guide is furnished “As Is” and includes information available at the time of publication only. NCCI makes no representations or warranties of any kind relating to this guide, and expressly disclaims any and all express, statutory, or implied warranties including the implied warranty of merchantability and fitness for a particular purpose. Additionally, you assume responsibility for the use of, and for any and all results, conclusions, analyses, or decisions developed, derived or obtained as a result of this guide and NCCI does not endorse, approve, or otherwise acquiesce in your actions, results, analyses, or decisions, nor shall NCCI have any liability thereto.