Terms and Conditions

NCCI’s Residual Market Expiration List (RMEL®) promotes the depopulation of the state assigned risk plans. Our goal is to help assist employers to obtain coverage in the voluntary market. Rates are generally higher in the residual market; therefore, it is in the best interests of the producer to help find coverage for the employer in the voluntary market. NCCI's Residual Market Expiration List provides an additional source for producers and employers to secure voluntary workers compensation insurance. NCCI’s Residual Market Expiration List shows the residual market policies that will expire within the next calendar year in a particular state.

NCCI’s Residual Market Expiration List is intended to be used solely to remove policyholders from the residual market and place them in the voluntary market. All other uses are strictly prohibited.

You agree and understand that for purposes of your access to and use of RMEL®, you shall not be, nor construed or considered as, acting for or on behalf of, or as a representative or agent of, NCCI as Plan Administrator, NCCI Holdings, Inc., its agents, directors, officers or employees or any of its subsidiaries and/or any assigned carrier for WCIP business. You further agree and understand that your access to and use of RMEL® shall not be deemed to create an agency, partnership, joint venture or employer and employee relationship between NCCI as Plan Administrator, NCCI Holdings, Inc., its agents, directors, officers or employees or any of its subsidiaries and/or any assigned carrier for WCIP business.

You may not copy, distribute, display, perform, recast, adapt, create derivatives of, or modify RMEL® (produced electronically or otherwise) as provided, nor distribute, rent, sublicense, transfer or lease RMEL®, except and unless expressly authorized by NCCI in writing. Users are granted the limited right to copy and use in their internal business operations the information or materials provided in connection with RMEL®, provided that user does not remove any copyright, trademark or other proprietary legend contained on such information or materials and only for the limited purpose of offering, providing, writing and/or maintaining voluntary workers compensation and employers liability insurance to producers and/or employers that have coverage under NCCI’s Workers Compensation Insurance Plan (WCIP).

Your access to RMEL® is determined solely by NCCI. Notwithstanding any provision in these Terms and Conditions, you further understand and agree that their your access to and use of RMEL® may be withdrawn or terminated by NCCI in its sole discretion at any time and/or for any reason without prior notice.

You acknowledge NCCI’s right, title, and interest in and to the copyright and other commercial and proprietary rights provided by law to all programs, publications, plans, systems, products, services or materials produced and/or provided by NCCI in the performance of these Terms and Conditions.

You acknowledge the confidential and proprietary nature of any data or information viewed or obtained pursuant to these Terms and Conditions. You agree to keep and treat any data or information accessed and/or used through RMEL® confidential and shall not disclose such data or information to any third party unless (1) authorized by NCCI; or (2) such data or information is within or later falls within the public domain, without breach of these Terms and Conditions; or (3) such data or information is required to be disclosed pursuant to a valid subpoena or order of a court or other governmental or regulatory body or any political subdivision thereof, provided NCCI is promptly notified by the party receiving such subpoena or order in order to allow NCCI to seek appropriate legal remedies, including but not limited to, obtaining a protective order to prevent the release of disclosure of such confidential and/or proprietary data or information.

Except as expressly set forth in these Terms and Conditions, you may not utilize RMEL® for any other purpose, including but not limited to, benchmarking, report generation, analysis, creation of a database, marketing, or any other commercial or noncommercial use. You may not (or instruct others to) copy, distribute, create derivatives, perform, display, lease, provide access to, or otherwise use any data or information provided by NCCI, in whole or in part, in any media.

Additionally, you may not share, transfer, disclose or otherwise provide any passwords or user identification numbers utilized to gain access to RMEL® to any third party without the express written permission of NCCI.

You acknowledge and agree that use of RMEL®, including without limitation, the use of private and public telephone lines, and linking to ncci.com through the World Wide Web, may be subject to interruptions, delays, and disruptions that are beyond NCCI’s control. NCCI is not responsible in any way for any non-NCCI products or services advertised and/or made available through your Internet service provider or the World Wide Web.

You are responsible for providing all computers, telecommunication equipment, and other devices including Web browser software and Internet service provider access necessary to access RMEL®. All associated fees, charges, costs, or expenses incurred by you in connecting with RMEL® are your sole responsibility. You are also responsible for assuring that your respective systems are capable of accessing RMEL®. In the event any modifications or upgrades are required to your systems, you will have sole responsibility for such upgrades or modifications.

© Copyright 2009 National Council on Compensation Insurance, Inc. All Rights Reserved.