5474 l
| States Not Applicable: | Replaced By: |
| MN | Not Applicable |
| State Exceptions to the National Code: | |
| AZ, CA, FL, MA, NJ, NY OR, TX | |
| Established: | Retained: |
| Not Available | Not Applicable |
| Discontinued: | NCCI Schedule and Group: |
| Not Applicable | Schedule 27, Group 275 |
PHRASEOLOGY PAINTING NOC & SHOP OPERATIONS, DRIVERS
(N/A MA, OR, TX)
| Note: |
Includes the painting of metal storage tanks, fire escapes, staircases, balconies, shutters, window frames or sash. Painting ship hulls, metal structures over two stories in height or bridges to be separately rated. |
Description:
Code 5474 is applied to painting contractors engaged in painting provided such work is not otherwise classified in the manual. Code 5474 includes shop operations performed by an insured that is also engaged in exterior painting activities.
This classification is the general painting classification. It contemplates exterior and interior painting of residential or commercial structures that are constructed of wood, concrete, stone or a combination thereof regardless of height. Commercial structures include but are not limited to houses of worship, office buildings, stores, theaters and auditoriums.
Code 5474 contemplates surface preparation and other work incidental to the painting process as well as the installation and dismantling of scaffolding or other equipment used to facilitate the painting and the preparation of surfaces to be painted when these operations are performed in conjunction with an insured's painting operations at a particular job site.
Painting specialists may perform incidental finishing operations such as taping, filling and sanding of joints and nail holes on wallboards installed by others. These operations include only minor patch work or minor repair work to wallboard and wallboard joints previously installed, taped, filled, and sanded by others. Refer to Code 5445 for other than incidental operations involving wallboard installation and/or taping, filling, and sanding of wallboard joints.
Specialist contractors engaged in waterproofing operations by application of the waterproofing material using a brush or a hand pressured caulking gun are assigned to Code 5474.
Code 5474 contemplates painting of metal structures enumerated in the footnote of this classification. It does not contemplate the painting of any ship hulls (see Code 6874F), or any bridges (see Code 5037), or other metal structures that are over two stories in height (see Code 5037). For commercial structures, a “story” is defined as being fifteen (15) feet in height. “Structures” include metal skeleton frame or skeleton frame and metal sidings of barns; warehouses; aircraft hangars; Quonset huts; garages; lunch stands; gasoline filling stations; and analogous metal structures not over two stories in height.
Code 5474 contemplates aircraft painting when this work is performed by specialist contractors engaged in this activity. Aircraft painting performed by aircraft manufacturers that paint aircraft as part of their aircraft manufacturing process is assigned to Code 3830.
Code 5474 applies by analogy to “brush-on” or “spray-on” methods of applying liquid tint to windows. The application of plastic film to windows in conjunction with the above operations is also classified to Code 5474. Plastic film, when applied as a separate tinting operation not in conjunction with liquid tinting operations, is assigned to Code 5491. Auto service station operations engaged in auto window tinting are assigned to the appropriate garage classification.
Codes 5474 and 9501 contemplate electrostatic painting. The process involves painting a surface using a “painting gun.” An electrostatic field is created between the gun and the surface, which draws the paint to the surface to be painted. If an insured engages in both shop and exterior electrostatic painting operations, assign Code 5474 to the entire operation. Code 9501 is assigned to an insured that engages exclusively in electrostatic painting in the insured's shop.
Additional operations assigned to Code 5474 include painting stripes on parking lots by hand or machine (see Code 5221 for painting stripes by paving company; see Code 5506 for painting stripes on streets or roads); painting for camouflage purposes (except camouflaged metal structures over two stories in height); cleaning building interiors, or machinery and equipment using spray apparatus; and artists painting murals on walls.
Code 5474 is a “not otherwise classified” (NOC) classification. This means that Code 5474 shall apply to an insured’s operation(s) only when no other classification more specifically describes the insured’s operation(s). The following is a representative list of operations somewhat related in nature to Code 5474 operations that are not assigned to Code 5474.
| 9505 | Painting—Automobile or Carriage Bodies | 9501 | Painting—Shop Only |
| 5037 | Painting—Metal Structures—Over Two Stories in Height | 5491 | Paperhanging & Drivers |
| 6884 | Painting—Ship Hulls |
In addition to this representative list, one should review sources such as the alphabetical index in this manual to determine whether a classification other than Code 5474 or a classification other than a classification on the above list is applicable to the operation(s) being reviewed for classification purposes.
Please refer to Code 5403 for extra-territorial premium determination guidelines that may be applicable to insureds that have operations outside their headquarters' state.