Posted Date: March 11, 2019

Executive Summary

NCCI’s annual underwriting results update is based on data reported to NCCI on the Calendar-Accident Year and Policy Year Financial Data Calls. The results are provided by individual NCCI jurisdiction and based on data valued as of year-end 2017. For this report, the term “countrywide” refers to all 38 NCCI jurisdictions combined.

As shown below, there is wide variation in the observed state-specific combined ratios across the individual jurisdictions included in this report.