NCCI's previous study found that the average duration of Temporary Total Disability (TTD) indemnity benefits began to increase at the onset of the recent recession, and that the rate of increase had moderated for injuries occurring during the first six months of 2010. Using an additional 12 months of reported data, we find that this more moderate rate of increase continues for injuries occurring through the first 6 months of 2011.
We estimate that the ultimate mean duration of TTD indemnity benefits rose from 130 days for Accident Year 2005 to 147 days for Accident Year 2009, and rose again to 149 days for claims in the first half of Accident Year 2011. The national unemployment rate deteriorated from 4.6% in December 2007 to 8.9% in December 2011.
New analyses in this report look at TTD indemnity benefit duration by nature of injury, by injured part of body, and whether or not the claimant is prescribed an opioid pain medication. Generally, durations for given natures of injury or parts of body follow the countrywide pattern, but there are some notable exceptions. Duration for claims with prescribed opioid pain medication is clearly higher than for claims without opioids prescribed.